Posted on: 14th Aug, 2009 04:52 am
I have been in a battle with our homeowners association for 7 years it went as high as the supreme court in new jersey. We had two board approvals to use common ground behind our home. Our lawyer made serous mistakes and cause a summery trial. They wouldn't allow the 2 board approvals to be used. This is over a swing set and a shed 80x60 ft The board resinded the approval and it went to municapal the said the board owns the property and they can do what they want with it. Then chancery said municaple state law overrides it this is true but tha asso. was incororated in 1991 the law came through in 1998 on MSL. The end result was 9,000.00 to the HOA and 107,000.00 to the board attorneys. This is so unfair we never relized that they had unlimited funds to they used 150,000.00 of the peoples money by assestments and 27,000.00 of reserve monies for them to win. Now the court gave them direct approval to take our home from us without even a payment plan. The sherriff in 2007 took our cars left us no transportation. I never miss a mortgage payment but the judgements hurt us this home is 12 years old. What options do you see. Except for malpractice which is being done. Will our mortgage company help, do we tell them, wait, is there any hope for us. Rugers Collage did a amicus brief for us it was strong and direct they didnt even read it. I can say this! a chancey judge can do what he wants how he wants and he cannot be overridden by anyone even a appalate court no matter what his law is, its how he sees it, this is a court of chance (Chancery)
What do you see is the best way to save our home and 116,000.00 that we don't have. They say this case is over why are we not allowed to bring suit on the 2 boards that approved the usage of the ground they have insurance for this they made the mistake we followed protocal in every way. This is america we have a family of 4 we are raising we work hard and try to do the right things this board of are people that live here not a paid company regular people get to do this just because. They use the largest firm in the area. Some one in New Jersey needs to look into this. One more thing the board of directors were never voted in they never had a quarom need 43 they had 4,6 9 no judges nothing for 7 years the appelate division sent it back for remand and the judge allowed the 3 board members that the appelate division call them defacto officers to enter in the minutes a resultion for that past and future that they didnt need a quarm and he accepted it and told the appelate division that he feels they we good people and the remand is overruled by him and his ruling stands.
What do you see is the best way to save our home and 116,000.00 that we don't have. They say this case is over why are we not allowed to bring suit on the 2 boards that approved the usage of the ground they have insurance for this they made the mistake we followed protocal in every way. This is america we have a family of 4 we are raising we work hard and try to do the right things this board of are people that live here not a paid company regular people get to do this just because. They use the largest firm in the area. Some one in New Jersey needs to look into this. One more thing the board of directors were never voted in they never had a quarom need 43 they had 4,6 9 no judges nothing for 7 years the appelate division sent it back for remand and the judge allowed the 3 board members that the appelate division call them defacto officers to enter in the minutes a resultion for that past and future that they didnt need a quarm and he accepted it and told the appelate division that he feels they we good people and the remand is overruled by him and his ruling stands.
try some these posts
http://www.mortgagefit.com/wisconsin/foreclosure-deficiency.html
http://www.mortgagefit.com/foreclosure/credit-dil.html
http://www.mortgagefit.com/wisconsin/foreclosure-deficiency.html
http://www.mortgagefit.com/foreclosure/credit-dil.html