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My brother has the mortgage but I can no longer pay

Posted on: 15th Aug, 2009 09:17 pm
my brother put his name on a mortgage for my husband and I when we moved to florida and our credit was not good enough. times got too tough in florida so we decided to move back to california in hopes of finding jobs. The house was rented. we still are going down the tubes and our renter just lost her job and can't pay the rent. The house has become a complete burden and has sucked all of our $$. I know the only victim here will be my brother, which is killing me. What will they put him through. He does have some $ in an account, that was an inheritance from our mom. He has no job however, lives off the $ and has problems that make him not able to get a job. I want anything that happens to be as painless for him as possible. He really doesn't understand and prides himself on his GOOD CREDIT. We didn't make the mortgage payment today for the first time. HELP!!!!!!!!!!!!!!!!!!!!!!!
momja2001

Welcoemto the forum

If you ar elate by 30 days it might not affect your brogher credit report much, but if you continue to stop makign payment, then after 60 days it is will affect his credit report.

In this situation contact your bank and see if you cna do a shortsale or deed in lieue. It will have some impact, but atleat you will know what will happen utilmately insted of living in the dark

Good luck and feel free to ask
Posted on: 16th Aug, 2009 09:41 am
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