Posted on: 28th Aug, 2009 09:34 am
I asked the Bank of America guy about 203k and he freaked and refereed me to some one else at Bank of America. He also couldn't explain why my APR was 5.9%.
Anyhow, what is a reputable bank that can handle my FHA loan. I don't need a 203k, just a regular FHA. My top alternatives are citibank and wachovia, but I don't know how good they are at FHA loans. I want someone with a lot of experience.
The options are:
ACCION HOME MORTGAGE CORP WHITE PLAINS, NY (1 mile)
BANK OF AMERICA NA CHARLOTTE WHITE PLAINS, NY (1 mile)
REAL ESTATE MORTGAGE NETWORK INC WHITE PLAINS, NY (1 mile)
THOROUGHBRED MORTGAGE LLC ELMSFORD, NY (1 mile)
AGENCY FOR CONSUMER EQUITY MORTGAGE INC ELMSFORD, NY (2 miles)
BANK OF AMERICA NA CHARLOTTE WEST HARRISON, NY (2 miles)
EMIGRANT MORTGAGE COMPANY INC ELMSFORD, NY (2 miles)
HOME CAPITAL MORTGAGE CORP. TARRYTOWN, NY (2 miles)
MORTGAGE MASTER INC TARRYTOWN, NY (2 miles)
PROSPECT MORTGAGE LLC WEST HARRISON, NY (2 miles)
RESOURCE MORTGAGE BANKING LTD TARRYTOWN, NY (2 miles)
WACHOVIA MORTGAGE FSB WHITE PLAINS, NY (2 miles)
APPLE BANK FOR SAVINGS SCARSDALE, NY (3 miles)
FIRST FEDERAL SAVINGS BANK TARRYTOWN, NY (3 miles)
FIRST FEDERAL SAVINGS BANK TARRYTOWN, NY (3 miles)
GUARANTEED HOME MTG CO INC WHITE PLAINS, NY (3 miles)
GUARANTEED HOME MTG CO INC WHITE PLAINS, NY (3 miles)
WACHOVIA MORTGAGE FSB WEST HARRISON, NY (3 miles)
CITIMORTGAGE INC SCARSDALE, NY (4 miles)
COASTAL HOME FUNDING INC YONKERS, NY (4 miles)
ARLINGTON FINANCIAL CORPORATION YONKERS, NY (5 miles)
CITY AND SUBURBAN, FSB YONKERS, NY (5 miles)
PRIMELENDING A PLAINSCAPITAL COMPANY YONKERS, NY (5 miles)
Q P MORTGAGE BANKING CENTER INC YONKERS, NY (5 miles)
USA BANK RYE BROOK, NY (5 miles)
USA BANK RYE BROOK, NY (5 miles)
WACHOVIA MORTGAGE FSB NEW ROCHELLE, NY (5 miles)
MUNICIPAL HOUSING AUTHORITY YONKERS, NY (6 miles)
TMC EQUITIES INC PLEASANTVILLE, NY (6 miles)
GUARANTEED HOME MTG CO INC YONKERS, NY (7 miles)
WACHOVIA MORTGAGE FSB YONKERS, NY (7 miles)
DOMUS MORTGAGE SERVICES INC BLAUVELT, NY (8 miles)
FIRST ALTERNATIVE MORTGAGE CORP NEW ROCHELLE, NY (8 miles)
FIRST ALTERNATIVE MORTGAGE CORPORATION NEW ROCHELLE, NY (8 miles)
GUARANTEED HOME MTG CO INC MOUNT VERNON, NY (8 miles)
LENDING RESOURCE INC NEW ROCHELLE, NY (8 miles)
POWERHOUSE SOLUTIONS INC NEW ROCHELLE, NY (8 miles)
PROSPECT MORTGAGE LLC YONKERS, NY (8 miles)
WACHOVIA MORTGAGE FSB BRIARCLIFF MANOR, NY (8 miles)
WYATT FUNDING CORP ARMONK, NY (8 miles)
Anyhow, what is a reputable bank that can handle my FHA loan. I don't need a 203k, just a regular FHA. My top alternatives are citibank and wachovia, but I don't know how good they are at FHA loans. I want someone with a lot of experience.
The options are:
ACCION HOME MORTGAGE CORP WHITE PLAINS, NY (1 mile)
BANK OF AMERICA NA CHARLOTTE WHITE PLAINS, NY (1 mile)
REAL ESTATE MORTGAGE NETWORK INC WHITE PLAINS, NY (1 mile)
THOROUGHBRED MORTGAGE LLC ELMSFORD, NY (1 mile)
AGENCY FOR CONSUMER EQUITY MORTGAGE INC ELMSFORD, NY (2 miles)
BANK OF AMERICA NA CHARLOTTE WEST HARRISON, NY (2 miles)
EMIGRANT MORTGAGE COMPANY INC ELMSFORD, NY (2 miles)
HOME CAPITAL MORTGAGE CORP. TARRYTOWN, NY (2 miles)
MORTGAGE MASTER INC TARRYTOWN, NY (2 miles)
PROSPECT MORTGAGE LLC WEST HARRISON, NY (2 miles)
RESOURCE MORTGAGE BANKING LTD TARRYTOWN, NY (2 miles)
WACHOVIA MORTGAGE FSB WHITE PLAINS, NY (2 miles)
APPLE BANK FOR SAVINGS SCARSDALE, NY (3 miles)
FIRST FEDERAL SAVINGS BANK TARRYTOWN, NY (3 miles)
FIRST FEDERAL SAVINGS BANK TARRYTOWN, NY (3 miles)
GUARANTEED HOME MTG CO INC WHITE PLAINS, NY (3 miles)
GUARANTEED HOME MTG CO INC WHITE PLAINS, NY (3 miles)
WACHOVIA MORTGAGE FSB WEST HARRISON, NY (3 miles)
CITIMORTGAGE INC SCARSDALE, NY (4 miles)
COASTAL HOME FUNDING INC YONKERS, NY (4 miles)
ARLINGTON FINANCIAL CORPORATION YONKERS, NY (5 miles)
CITY AND SUBURBAN, FSB YONKERS, NY (5 miles)
PRIMELENDING A PLAINSCAPITAL COMPANY YONKERS, NY (5 miles)
Q P MORTGAGE BANKING CENTER INC YONKERS, NY (5 miles)
USA BANK RYE BROOK, NY (5 miles)
USA BANK RYE BROOK, NY (5 miles)
WACHOVIA MORTGAGE FSB NEW ROCHELLE, NY (5 miles)
MUNICIPAL HOUSING AUTHORITY YONKERS, NY (6 miles)
TMC EQUITIES INC PLEASANTVILLE, NY (6 miles)
GUARANTEED HOME MTG CO INC YONKERS, NY (7 miles)
WACHOVIA MORTGAGE FSB YONKERS, NY (7 miles)
DOMUS MORTGAGE SERVICES INC BLAUVELT, NY (8 miles)
FIRST ALTERNATIVE MORTGAGE CORP NEW ROCHELLE, NY (8 miles)
FIRST ALTERNATIVE MORTGAGE CORPORATION NEW ROCHELLE, NY (8 miles)
GUARANTEED HOME MTG CO INC MOUNT VERNON, NY (8 miles)
LENDING RESOURCE INC NEW ROCHELLE, NY (8 miles)
POWERHOUSE SOLUTIONS INC NEW ROCHELLE, NY (8 miles)
PROSPECT MORTGAGE LLC YONKERS, NY (8 miles)
WACHOVIA MORTGAGE FSB BRIARCLIFF MANOR, NY (8 miles)
WYATT FUNDING CORP ARMONK, NY (8 miles)
you can't be serious.
can't be serious about what?
I got that list from hud.gov. Interestingly, the ex agent wasn't on that list, so I don't think he has ever done an FHA loan. Explains why he didn't seem to know what he was doing.
I got that list from hud.gov. Interestingly, the ex agent wasn't on that list, so I don't think he has ever done an FHA loan. Explains why he didn't seem to know what he was doing.
about expecting someone to go down that list and point out the one lender with whom you should do business...i just don't think that's realistic.
but of course, since you mentioned prospect on that list, go there...that's one of our branches.
but of course, since you mentioned prospect on that list, go there...that's one of our branches.
oh I see. I just thought there would be one or two banks that are the best at FHA loans. I guess it's different from branch to branch so it's hard to recommend one. I'll check out prospect.
i don't think the branch to branch thing is necessarily so. i do know that here in CT we make tons of fha loans and that since our company is nationwide, we all use the same processing, underwriting and closing process. so since we are successful here, a branch in west harrison ought to be equally efficient. now if only they'd send me a pittance of what they'll make on your loan for this suggestion...
If I pick them (i am looking at 6 others) I'll mention your name. Can you tell me how long it takes to receive a pre approval letter at your branch?
in order to give preapproval (as opposed to prequalification), we request evidence of income, assets, etc. and we run a credit report. barring unforeseen circumstances, we can do so within a 24-hour period and often on the same day.
thanks for the info again! Do you know if Quicken loans is decent? I emailed like 6 or 7 different banks and they got back to me the fastest. Offering a 4.875% interest rate and pre approval within 30 minutes after I send them my papers. Only drwaback is that they aren't in my area. Don't know how I feel about getting a mortgage from the internet.
i don't have any notion, frankly.
SD<
Contact George (above)
On this blog he is not supposed to solicit business, just provide advice. He is most knowledgable and professional and courteous.
He can not tell you to contact him, so, I will do it for him.
Contact George (above)
On this blog he is not supposed to solicit business, just provide advice. He is most knowledgable and professional and courteous.
He can not tell you to contact him, so, I will do it for him.
Quicken loans offered 4.875%??
What points or admin fees? A rate of 4.875% is almost a par rate which means they make nothing unless they charge something. You are welcome to talk to them, but, get more info.
Local versus online versus far away does not matter as much as someone who tells you the whole truth and nothing but the truth.
Once again, call George.
What points or admin fees? A rate of 4.875% is almost a par rate which means they make nothing unless they charge something. You are welcome to talk to them, but, get more info.
Local versus online versus far away does not matter as much as someone who tells you the whole truth and nothing but the truth.
Once again, call George.