Compare Mortgage Quotes

Refinance Rates for Today

Please enable JavaScript for the best experience.

In the mean time, check out our refinance rates!

Company Loan Type APR Est. Pmt.

Deed

Posted on: 17th Oct, 2009 08:47 pm
My husband and I own a home, the deed is in both our names however, the loan is only in my name with the mortgage company. If he were to attempt to purchas a home on his own, would the home we own now show up anywhere or because the loan is just in my name would he not be associated credit wise with our current home>
Hi,

If your husband is only on deed, that means he is not related with debts on house.but he can't get first time buyer tax credit benifits.

Thanks.
Posted on: 18th Oct, 2009 01:41 am
If your husband gets a new home and applies for a loan, this loan will not show up on his credit history

He shoudl not have any issue in qulifying for a new loan, if he can show enough income and good credit

If he goes for a FHA loan, then it needs to be both of your name
Posted on: 18th Oct, 2009 02:02 am
Page loaded in 0.107 seconds.