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VA loan question need opinion pls

Posted on: 01st Nov, 2009 11:40 am
OK please riddle me this. VA loan on current house. Using the rest of my entitlements on another house. Current house is for sale. Assuming I do not sell my current house in time will I be able to be approve(i know there are not definate answers just looking for opinion) for the second home. Army required me to move. Here are the facts

New price is 222900

FICO of 692(TU) and 680EQ)
Current PITI : $1160
Auto loan : $661
New PITI est : $1540
Gross monthly: 5990
Residual Inc : 1700ish(VA minimum is 730ish
Reserves :25k savings and 15k retirement account

Old charge paid charge off from 2003. Fell off of TU already
2 30 days lates from 2007 due to change of back info.

NAy opinions. Thank You
VA loan on current house. Using the rest of my entitlements on another house. Current house is for sale. Assuming I do not sell my current house in time will I be able to be approve(i know there are not definate answers just looking for opinion) for the second home. Army required me to move. Here are the facts

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Posted on: 01st Nov, 2009 11:17 pm
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