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Notice of Intent to Accelerate

Posted on: 28th Nov, 2009 04:06 pm
Husband and I have made a payment on our mortgage since April. Today, we recieved a Notice of Intent to Accelerate. It says if the default is not cured by December 30, the mortgage payments will be accelerated with the full amount remaining accelerated and becoming due and payable in full and foreclosure proceedings with be initiated at that time.
I dont exactly know what it means other than the obvious (f that makes sense) because I thought in the state of California we are suppose to be served with a Notice of Default and given a 90 day redemption period before the 21 day notice of sale is served. According to the letter we recieved today, are they saying we only have 30 days instead of 90 and if so will they still serve us with the 21 day notice of sale?
Sorry I did not realize this was for first time home buyers.

Apologies
Posted on: 28th Nov, 2009 04:08 pm
you need to speak with lender immediately and ask the reason of Acceleration.
as a last measure, contact attorney for legal advise
Posted on: 29th Nov, 2009 05:00 am
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