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Refinance Rates for Today

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Company Loan Type APR Est. Pmt.

mortgage

Posted on: 09th Dec, 2009 09:21 am
what will my mortgage payment be if i refinance to $170,000 with $20,000 cash-out to 6.25% and 1% drop in the rate; property value is $400,000?
The monthly principal and interest payment on a $170,000 mortgage 30 year fixed at 6.25% would be $1,046.72.

Why would the rate be so high? Rates are not 6.25% today, unless you have a credit score that is lower than 740 and even then the rate at that loan to value would not be that high.
Posted on: 09th Dec, 2009 01:22 pm
As I know you can go for refinace but you have to think before taking any decesion. Confirm about the payment you will go for new mortgage.
There are two major types of refinace one is cashout in this you will get cash after transactions done. and other is non cash out refinance transaction.

You can refinace at lower rate as 1% lower rate is possible.
Posted on: 11th Dec, 2009 06:03 am
John,

It is a BS scenario. Millerja posts all kinds of things. Go look at the profile and all of the posts. Every one is something different.
Posted on: 11th Dec, 2009 02:38 pm
It might helps us (forum) to learn a lot from Millerja's posts.
Don't you thin so Eric? You are not a single knowlegable person here in the forum.
Posted on: 19th Dec, 2009 01:56 am
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