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Who would do loan for someone with 540 credit score?

Posted on: 29th Jan, 2010 11:41 pm
There's this condo for sale for $89,000. A nurse who is on disability (and gets $1,800 per month) wants to buy it. She can put $5,000 down. The only problem is that she has a 540 credit score.

Anyone have any ideas on how this lady can get a loan? "hopeful.sc@gmail.com"

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Posted on: 30th Jan, 2010 01:02 am
I'm in South Carolina. If you have any ideas on whom this nurse should contact, please post them below, or shoot me an email @ "hopeful.sc@gmail.com" ... Thanks

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Posted on: 30th Jan, 2010 01:06 pm
>>The only problem is that she has a 540 credit score.

And it's a significant problem in today's mortgage market. The only program I can think of is a VA guaranteed home loan. Most Lenders have FICO requirements, but Trust One Mortgage Banki in Irvine, CA., doesn't. I can't think of any other solution.
Posted on: 31st Jan, 2010 04:09 pm
A bank in Calif. would do a loan for SC?
Posted on: 01st Feb, 2010 12:06 am
Mortgage Banks can operate in any State they're licensed in. I don't know if SC is one of them, so you'll need to ask when you give them a call
Posted on: 01st Feb, 2010 09:38 am
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