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Company Loan Type APR Est. Pmt.

loan before joining job

Posted on: 04th Jul, 2006 05:11 pm
Currently I am not employed but have got a job with a joining date next month. Can I get a loan now or have to wait till my pay?
Lenders don't look at any future criteria. Your past records like credit reports are checked while approving a loan.
Posted on: 04th Jul, 2006 05:25 pm
Hi Nathan,

It depends on the lender but most likely you need to wait to get approved for a loan. In most places you will find verification of your income is required to approve a loan.

Lenders normally will require at least 6 - 24 months of work record and income verification before approving you for the loan.

Blue
Posted on: 04th Jul, 2006 05:30 pm
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