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need for gift letter

Posted on: 11th Dec, 2010 06:50 am
Some funds in my account were a gift from my brother. I do not need, and will not be using these funds for my mortgage down payment but my bank is saying I still need a gift letter.
They also said it is the mortgage insurance company that needs it because I am only putting 15% down, if I put 20% down they will not need it. Is this correct?
Hi,

You have to show gift letter to lender in order to get approved for mortgage.

Thanks & Regards.
Gunz.ijjistaff :o :o :o
Posted on: 11th Dec, 2010 08:03 am
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