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Can I offer with a conventional loan and switch to FHA?

Posted on: 13th Dec, 2010 05:55 pm
trying to buy a condo, but it isnt on the FHA website currently but was told it may take 4-6 weeks to have that done.
hi pid!

welcome to forums!

you can take out a conventional mortgage in order to buy the property. after 8-10 months, if you've equity in your property, you can apply for a fha loan to refinance the existing mortgage.

feel free to ask if you've further queries.

sussane
Posted on: 13th Dec, 2010 07:24 pm
Great! Thanks for your response. I am wondering if while I have an offer on a condo if I can switch to FHA before I close in order to save me money on the down payment? T
Posted on: 13th Dec, 2010 07:37 pm
Hi pid,

You can try to switch to a FHA loan in order to save on your closing costs if the property is transferred in your name.

Thanks
Posted on: 14th Dec, 2010 08:11 pm
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