Bad Mortgage

if you refinance your house with one company and they sold the mortgage to another company and then they sold it to another company and the first company got in trouble and were force to close by the feds, and they are(the first co) the registered mortgage holders in the court house , and you are paying your payments to the last company who releaase s your mortgage,and they one that you pay your payments to, want give you no paper work like closeing papers etc,etc,etc, you offer to buy them they want budge, what you do , and you can't get five days behind or that phone jumps of the hook