Posted on: 04th Mar, 2010 11:56 am
i,m 3months behind on our morgage and applied with loss mitigation. ive also call advantage debt monkey for help. loss mitgation never tould me about a act91,why,also both parties no we want to save our house. should i file an act 91 also?
As far as I know, Act 91 Notice is given by the lender to the borrower advising him to apply for a Homeowners Emergency Assistance Program (HEMAP). Thus, you cannot file the notice. Your lender will have to do so. If you want to save your property, then you can apply for loan modification with your lender.