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2 homes, can only afford 1

Posted on: 25th Jun, 2010 09:33 am
We bought a second home 6 months ago and rented out our primary residence. I am losing my job and our rental doesn't pay the full mortgage. What can we do? Will we lose our primary residence if we let the rental go?
Do we file bankruptcy? Please help
hi hunterda,

if you want to get rid of the rental property, then you can apply for a deed in lieu of foreclosure, rather than filing bankruptcy. this will help you in selling off the property and you won't be liable for the deficient balance even. thus, the lender won't come after your primary residence in order to recover the dues.

thanks
Posted on: 27th Jun, 2010 09:03 pm
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