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Trying to avoid an HOA lien on my property

Posted on: 02nd Sep, 2010 06:37 pm
I reside in California and currently owe the June, July, and August HOA dues. The HOA wants to go forward with a lien. My problem is that I have a loan approval pending and if a lien goes on the property, the loan is dead. I can manage to pay them the June and July payments now. This would mean that I would be past due on just the August payment and the upcoming September payment which comes due on 9/15. If I make this two month payment now, will I be able to prevent them from placing a lien before the end of September?

Also, how long does it take from the time they file the lien paperwork with the city, for the lien to actually become attached to the property?

Would really appreciate any help here.
Thanks.
Hi anasamasn,

It would be completely the discretion of the HOA whether or not they would place a lien on the property though you pay the dues of June and July. You should contact the HOA and negotiate with them so that they give you a repayment plan to pay off the dues. If they give you a repayment plan, you would be able to avoid the lien.

Thanks
Posted on: 02nd Sep, 2010 08:42 pm
Thanks James.
Posted on: 02nd Sep, 2010 09:18 pm
You're welcome!!! :-) If you've further queries regarding mortgage and other related financial issues, feel free to post here.
Posted on: 02nd Sep, 2010 10:31 pm
Appreciate this. Very stressful time right now. I think it will work out.
Posted on: 02nd Sep, 2010 11:00 pm
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