Posted on: 16th May, 2012 01:41 am
I paid my last 5K to CC and now am broke. I now think that I shouldn’t have done this. I thought I could increase my income and pay the CC and pull it all off and still remain a member of the FICO club. But my dad and girlfriend got ill as I care for them, and my health insurance went up 30% which actually killed me.Now they are calling every day. I really screwed up this time. What would you do in my shoes? BK? Debt settlement? OTHER?
Hi Wella!
Welcome to forums!
If you don't make your payments on time, the credit card company will have the rights to contact you and ask for payments. However, I will suggest you to contact the credit card company and apply for credit card consolidation or settlement. This will make it easier for you to pay off the credit card bills.
Feel free to ask if you've further queries.
Sussane
Welcome to forums!
If you don't make your payments on time, the credit card company will have the rights to contact you and ask for payments. However, I will suggest you to contact the credit card company and apply for credit card consolidation or settlement. This will make it easier for you to pay off the credit card bills.
Feel free to ask if you've further queries.
Sussane
Welcome Wella,
Bankruptcy is the last step that you should take into consideration while dealing with your credit card debts. If you file bankruptcy, you will get a discharge from your credit card debts, but it will have severe negative affect on your credit report.
Bankruptcy is the last step that you should take into consideration while dealing with your credit card debts. If you file bankruptcy, you will get a discharge from your credit card debts, but it will have severe negative affect on your credit report.