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bk 7- title 11 mortgage been discharged

Posted on: 11th Dec, 2013 12:19 am
received discharge property mortgage, #7-title 11 aug 2003,we still stay in the house,paid mortgage payments ,taxes & pmi insurance til lDec 2012 all voluntarily,2008 was sold to citi, in feb 2013 was sold to fewll-hannoy they started foreclosere in feb of 2013 .the real estate taxes have been paid except for 2013 now .they want to modify with a 3 mos trial period. should we walk away? or consider? we had not missed the 3rd payment till Dec 2012 when they said it was being foreclosed on.
If you haven't reaffirmed the mortgage during bankruptcy, then it will be better to walk away from the property.
Posted on: 11th Dec, 2013 01:34 am
Hi ctc!

Welcome to the forums!

However, it should be noted that if the property is foreclosed now, then the foreclosure may get mentioned on your credit report.

Feel free to ask if you've further queries.

Sussane
Posted on: 11th Dec, 2013 06:57 pm
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