Posted on: 05th Jan, 2011 08:11 pm
A few mo.ago our atturney had us do the last of the councleing edcuation stuff for the DISCHARGE of our ch13 which we did. After not hearing anything from them for a while I try to get info upon calling but was unable to get anything. They had told me that we HAD to go through them and not the trustee. There had been a state of hold from oct.2009 to jan.2010 due to loss of income from auto acc. in which almost every back bone I have was broaken or fractured. I still have no income it's just my husbands but we continue to make payment. today sent out payment for 3 wks worth come home to find letter in mail telling ue our ch13 has been DISMISSED and not DISCHARGED. we knew nothing of this. We were not told the paymett was going to go up due to the state of hold . We were told NOTHING. What do we do now? Should we and could we do a ch7? The medical bills have gone through the roof, some have us in collections now.
Hi beamer!
Welcome to forums!
You should contact your bankruptcy attorney and refile the bankruptcy once again. Your bankruptcy attorney will guide you in this regard. If you can afford to make the payments to the trustee, then you should stick to Chapter 13. If you cannot make the payments, then it's better to go for Chapter 7.
Feel free to ask if you've further queries.
Sussane
Welcome to forums!
You should contact your bankruptcy attorney and refile the bankruptcy once again. Your bankruptcy attorney will guide you in this regard. If you can afford to make the payments to the trustee, then you should stick to Chapter 13. If you cannot make the payments, then it's better to go for Chapter 7.
Feel free to ask if you've further queries.
Sussane