Posted on: 22nd Sep, 2012 12:39 am
I am in a chapter 13 and we were told we were not allowed to have any credit or credit cards what-so-ever! This whole process has been very hard on us!! My husband is retired but I work. Our income is probably right around $42,000. And I have 253.00 taken out of my pay every other week. Our car is a decent car, but needs work done it, and we don't even have enough for that. Oh well enough for the pity party. I was really just wondering how some of you are getting credit while in chapter 13? Thanks for the replies.
Hi Bang,
When you're in Chapter 13, you won't be able to qualify for any kind of credit or credit cards. Once you get a discharge, you can start applying for secured cards. If you maintain them well, your credit scores will improve and it will help you qualify for unsecured loans.
Thanks.
Jerry
When you're in Chapter 13, you won't be able to qualify for any kind of credit or credit cards. Once you get a discharge, you can start applying for secured cards. If you maintain them well, your credit scores will improve and it will help you qualify for unsecured loans.
Thanks.
Jerry
Hi Bang,
To know all about Chapter 13, you can check out the given page: http://www.mortgagefit.com/bankruptcy/chapter13.html .
Thanks
To know all about Chapter 13, you can check out the given page: http://www.mortgagefit.com/bankruptcy/chapter13.html .
Thanks