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Save money while in Chapter 13

Posted on: 04th Sep, 2012 12:40 am
my mother filed chapter 13 bankruptcy earlier this year. she is now on her payment plan. she was considering renting out her house. she now wants to move into a small apartment which would save her around $400 a month. would she be able to put away the extra $400 a month as her savings or would she have to notify the trustee and have her repayment plan adjusted. any help is greatly appreciated.
Hi Ori,

As far as I know, your mother will be able to save that excess $400 in her savings account. But to be on the safer side, it will be better if she could contact the bankruptcy trustee and take his/her opinion in this regard.

Thanks,

Jerry
Posted on: 04th Sep, 2012 01:09 am
Welcome Ori,

Jerry is absolutely right in saying so. As your mother is in bankruptcy, she should take steps carefully and it will always be a better option to take the suggestion of the bankruptcy attorney in this regard.
Posted on: 04th Sep, 2012 10:02 pm
Your mother must consult with consultant and after that should take any decision. These types of problem come sometimes so it will good to ask a finance adviser.
Posted on: 11th Sep, 2012 03:05 am
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