Loan Modification - Mortgagefit

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Loan Modification

jameshogg

Posted on: 22nd Sep, 2009 10:13 am

Am I allowed to apply for a loan modification if i recently filed for bankruptcy, Chapter 7.

Thanks

Total Reply : 4

Hi kenricksawh,

Did you reaffirm the loan with your lender after you filed for Chapter 7 bankruptcy? If yes, then you can apply for a loan modification. However, it would be the discretion of the lender whether or not he would accept your request.

Thanks

jameshogg

Posted on: 22nd Sep, 2009 10:40 pm

It is at decretion of the lender, most lenders don't allow it.

christinehynes

Posted on: 24th Sep, 2009 08:47 am

It would be the discretion of the lender whether or not he would accept your request.

captcharwp007

Posted on: 26th Sep, 2009 05:08 am

Some of these have good discussion

http://www.mortgagefit.com/bankruptcy/ch7-reaffirm.html

http://www.mortgagefit.com/know-how/about18845.html

Good luck

sunnyca2009

Posted on: 26th Sep, 2009 05:07 pm

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