Posted on: 27th Dec, 2010 12:42 am
gmac told me my first mortgague was charged off but it never went to a third party and they was calling tryin to make an offer then the next thing I know they are sending me a statement showing me how far i'm behind and what my monthly payments are it's like it's not charged off now please help don't know what to do
Hi geo,
The lender may have their own internal collection agency and they may have assigned your account to that internal collection agency. You should contact your lender and ask whether or not they have really sent the account to collections. If yes, then you should negotiate with that collection agency and try to get an affordable payment plan in order to pay off the dues.
Thanks,
Jerry
The lender may have their own internal collection agency and they may have assigned your account to that internal collection agency. You should contact your lender and ask whether or not they have really sent the account to collections. If yes, then you should negotiate with that collection agency and try to get an affordable payment plan in order to pay off the dues.
Thanks,
Jerry