collecting methods on deficiencies?

I have a rental that has a 1st and 2nd mortgage. The renter has moved and I cannot make these payments. I am so under water on both of these loans, that the only thing I can do is walk away. I will be listing it on the market, hoping it sells before it goes into foreclosure. I have been told that Ohio is a deficiency judgement state and that both lenders can sue for whatever balance is left after auction ( if foreclosure). It is does sell, the 2nd will need to take a short sale. I know if varies from lender to lender, but generally speaking, what is the process that the lenders will use to collect the deficiency? I have been told that they can garnish wages, attach bank accounts, etc. Then I have heard that a payment plan is the usual course they take. Please advise...I am losing sleep over this.
Thanks