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I received collection call from ba second day of the month w

Posted on: 06th Oct, 2012 12:08 am
I have received collection call from BA second day of the month while in past ten years I was paying during the grace period.is this legal?
Welcome Behrooz,

If yoe paying off the debts within the grace period, then they normally dont charge off the debt. Nevertheless, you should check your credit report to find out whether or not your account has been charged off and then take steps to deal with it accordingly.
Posted on: 06th Oct, 2012 01:21 am
Hi Behrooz,

You can even contact your lender and discuss the matter with him. You can request the lender to check out if they can call back the account from collections.

Thanks
Posted on: 07th Oct, 2012 10:00 pm
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