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LIEN ON HOUSE

Posted on: 31st Oct, 2010 04:06 am
I LIVE IN LOUISIANA CAN A CREDITOR PUT A LIEN ON MYHOUSE FOR A UNSECURED LOAN ALSO IAM SOCIAL SECURITY CAN PUT LIEN ONMY HOUSE.

THANKS

JOHNNY
Hi WEBERR,

In order to place a lien on your property, the creditor will have to file a lawsuit at the court and get a judgment. If the creditor gets the judgment, he'll be able to place a lien on your property.
Posted on: 31st Oct, 2010 07:14 pm
if mine state has a homestead protection from creditors law can they still put a judgement on my house?
Posted on: 01st Nov, 2010 02:39 pm
Hi WEBERR!

Welcome to forums!

If you have a homestead protection, then your creditors will not be able to place a lien against your property.

Sussane
Posted on: 01st Nov, 2010 11:51 pm
ok this is the first time i have ever heard of the homestead prtection law right before my thats post if i have never heard of it and they havealready put the lien on my house is there anything i can do about it now. i mean the judge never even told me about the law is it like a state law that automaticly protects you are is something you have sign up for ? also i havea mortage on my house can they still put a judgement on my house?

thanks

johnny
Posted on: 02nd Nov, 2010 12:05 pm
Hi Guest,

If a lien has been already placed on the property, then you can't do anything about it. You will have to pay off the lien in full and get a lien release certificate. The law will not automatically protect you. You'll have to apply for homestead protection in order to get it.

Thanks
Posted on: 02nd Nov, 2010 11:01 pm
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