Posted on: 02nd Dec, 2013 06:35 am
Can the bank put a deed of leiun pending forecloser on my home after filing chapter 7 without notifing me?Still receiving mortage statement every month since 2008 never behind my on payments but still cant` refinance why?
Hi Ronnie!
Welcome to the forums!
I guess you haven't reaffirmed the loan while it was in bankruptcy. As a result, the lender will not allow you to refinance the mortgage. The property may be sold off in an auction.
Feel free to ask if you've further queries.
Sussane
Welcome to the forums!
I guess you haven't reaffirmed the loan while it was in bankruptcy. As a result, the lender will not allow you to refinance the mortgage. The property may be sold off in an auction.
Feel free to ask if you've further queries.
Sussane
Welcome Ronnie,
Yes, it is true that unless you reaffirm the loan, it will not be possible for you to get a refinance. If you want to reaffirm your loan now, then you will have to reopen your bankruptcy filing.
Yes, it is true that unless you reaffirm the loan, it will not be possible for you to get a refinance. If you want to reaffirm your loan now, then you will have to reopen your bankruptcy filing.