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Want to get out of mortgae without having a foreclosure

Posted on: 16th Sep, 2010 07:32 pm
Going through a divorce and want be able to afford the mortgage on my own. Would filing for a deed in lieu help me get out of the mortgage.
Hi Guest!

Welcome to forums!

A deed in lieu of foreclosure will help you in getting rid of the property and the mortgage. However, this will impact your credit score in a negative way. Your score will reduce by 250 points and you won't be able to get a mortgage immediately after this. You need to wait for 3-4 years in order to apply for a mortgage.

Feel free to ask if you've further queries.

Sussane
Posted on: 16th Sep, 2010 10:17 pm
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