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Company Loan Type APR Est. Pmt.

modification denied

Posted on: 01st Dec, 2010 02:59 pm
hello. i just received information that my loan modification was denied by wells fargo b/c they could not find "affordability fit" due to investor guidelines...and that my only two options was deed in lieu of foreclosure or short sale. is this true? are those really my only options? i do not want to lose my house.
thanks.
Hi helpinga!

Welcome to forums!

You may re-apply for a loan modification and check if the lender can help you. However, chances are less that you may qualify for it as you do not meet the required criteria of the lender. In that case, you may have to go for a deed in lieu of foreclosure or short sale and sell off the property.

Feel free to ask if you've further queries.

Sussane
Posted on: 01st Dec, 2010 08:04 pm
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