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how does deed in lieu work

Posted on: 01st Nov, 2010 06:50 pm
i have two properties one of which i have been trying to sell for over a year i am currently one month behind and it is pretty much taking everything i have to keep myself from going into foreclosure how does the deed in lieu work
Hi guest,

welcome to mortgage fit,

All the information related to deed in lieu is available here in the below mentioned link........

http://www.mortgagefit.com/deed-lieu.html

Feel free to ask any further query if you have.........

DIPA
Posted on: 01st Nov, 2010 06:54 pm
Is it generally difficult to get your lender to agree to a deed in lieu?

Are there any steps you should/have take before you ask your lender about this option?
Posted on: 01st Nov, 2010 07:32 pm
hi guest,

unless you're able to prove your financial hardship, you won't be able to convince the lender for a deed in lieu of foreclosure. if you have a financial hardship, then you should request the lender for a deed in lieu of foreclosure by writing a hardship letter.

thanks,

jerry
Posted on: 02nd Nov, 2010 02:37 am
@ Jerry.

How does one prove to the lender that they are in financial hardship? An incoming funds to outgoing payments comparison?
Posted on: 02nd Nov, 2010 10:17 am
Hi Guest,

You can write a hardship letter to the lender informing him about your financial hardship mentioning your income as well as the debts you need to pay. In support of your statement, you can offer your pay stubs to the lender. This will help you in proving your financial hardship.

Thanks
Posted on: 03rd Nov, 2010 02:33 am
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