Attorney?

Hi unclebuck,

You do not require an attorney for pursuing a deed in lieu of foreclosure. You can contact your lender and apply for it. The lender would judge your situation before accepting your request. It will be his discretion whether or not he would accept your request for a deed in lieu of foreclosure.

If they say no on the DIL which I would expect they would considering we are current, should I just stop making mortgage payments and see if they change their minds? I heard a DIL is easier for them than going thru the foreclosure process.

Being current is only one consideration and not a killer bee. Have your ducks in a row before speaking with your lender. The "do gooder" mentality of the Obama administration has taken over the court system and added SUBSTANTIALLY to the time and expense of a foreclosure and lender may well be open to DIL for quicker turn of property. DIL is not a convenience procedure -- if you have a number of assets, this could lower probability of DIL acceptance.

I have a service that is very affordable to you and your family. A low monthly fee is all you have to pay and you can call a lawyer as many times as you want and ask questions at no additional cost to you. This service is under $50.00/ month.

[Promotional text deleted as per forum rules. Thanks.]

please ignore tigger!

tigger, please abide by the rules of this community and do not solicit business. this is a forum of ideas and opinions and discussions. you've not added a thing to this, and your idea of a "low monthly fee" is laughable at best.