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Manufactured home deed in lieu/foreclosure/ground rent.

Posted on: 22nd Jul, 2009 05:29 am
We live in a manufactured home community where we pay ground rent. We are current on all payments. We cannot continue to pay for our devalued home and are considering our options. If we stop making our mortgage payments, should we also stop paying our ground rent?
Hi bidonthisnow!

Welcome to forums!

If you stop paying the ground rent, then the association can place a lien on the property. In that case, you won't be able to sell off the property if you get a buyer. In my opinion, it would be better if you could keep on paying the ground rent.

Sussane
Posted on: 23rd Jul, 2009 09:44 pm
Can you do a deed in lieu of on a manufactured home?
Posted on: 12th Aug, 2009 09:39 am
Hi gloria,

A deed in lieu of foreclosure is possible on manufactured home. If you're unable to pay off the mortgage dues for the manufactured home, then you should inform the lender about your hardship and apply for the deed in lieu. You will also have to list the property for 90 days in the market.

Thanks
Posted on: 12th Aug, 2009 09:43 pm
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