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My husband is the only one working in this household, he handles everything to do with the bills, etc...We are now 10 months behind on our

Posted on: 30th May, 2011 12:51 pm
mortgage, which I really wasn't aware about since he does not let me handle the money. I have a six year old (not his biological child). I am currently unable to work and in have a Dissability lawyer that took my case , as they told me it will take another 8-10 months, but it is favorable from my Doctor's letters. So, I am stuck in this situation because he is the only one that is bringing home the money, we are on very shaky ground and he knows that I cannot go anywhere if I wanted to. He just wants to let this house go because he says it's in disrepair and would cost at least 15,000, to fix up but, in the meantime he is not saving a dime for another place, I am afraid for myself and son.
Hi daipenmax,

If the property is solely in your husband's name, then he will be able to sell off the property in order to get rid of it. You won't be able to stop him. If your name is not on the mortgage, then you're in no way liable for any kind of payments.

Thanks
Posted on: 30th May, 2011 08:06 pm
This is a sad situation, especially given your disability; which I have to gather prevents you from working.

You don't have much recourse here, with the only current income being your husband's. You didn't mention title to the property, but that leads me to believe that you and he are joint owners. If that's the case, James' comment about selling the home isn't relevant.

Are you liable for the mortgage debt? In other words, did you sign the promissory note when you purchased the home? If so, you ought to pick up the phone and contact the lender to see what, if any, arrangements might be made to assist you.

You're in a tough spot, as you noted. The disability lawyer might be able to suggest a real estate attorney who could give you a few solid words of advice.
Posted on: 31st May, 2011 08:44 am
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