Posted on: 19th Apr, 2010 08:17 pm
My ex has lived in the house for two years and has only made two payments and for some reason the bank hasn't foreclosed on the house.
I am still on the loan and deed. Can I force him out and I move in to make payments and improve my credit?
Thanks
I am still on the loan and deed. Can I force him out and I move in to make payments and improve my credit?
Thanks
Hi Jill,
Has the home been awarded to your ex as per the divorce decree? If it has not been awarded to your ex, you still have the ownership rights to the property as your name is on the title. If your ex has his name on the title, you cannot force him out of the house. But you can certainly live in the home and make payments to improve your credit scores.
Has the home been awarded to your ex as per the divorce decree? If it has not been awarded to your ex, you still have the ownership rights to the property as your name is on the title. If your ex has his name on the title, you cannot force him out of the house. But you can certainly live in the home and make payments to improve your credit scores.
To Jill,
Did the judge order him to refinance the house to release you from the mortgage liability? If he was ordered to refinance and he has not yet done that, you can take legal action against him. But if no such order was given to him, you would not be able to take him to court.
Since the house has been awarded solely to him, you do not have any legal rights to the property. There do not seem to be much options for you. He needs to refinance the loan in order to release you from this liability.
Did the judge order him to refinance the house to release you from the mortgage liability? If he was ordered to refinance and he has not yet done that, you can take legal action against him. But if no such order was given to him, you would not be able to take him to court.
Since the house has been awarded solely to him, you do not have any legal rights to the property. There do not seem to be much options for you. He needs to refinance the loan in order to release you from this liability.