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Family takeover mortgage

Posted on: 17th Jun, 2013 01:56 am
When someone dies without fully paying off the mortgage for the house, can his family take over mortgage?
Hi Bob,

Normally the estate of the deceased person is liable for paying off the mortgage. But if the family members want, they can take over the mortgage by refinancing or assuming it.

Thanks,

Jerry
Posted on: 17th Jun, 2013 02:41 am
hi bob!

welcome to the forums!

i agree with what jerry has said. the heirs will have to either refinance or assume the loan after the death of mortgage borrower. once that is done, the heirs will become liable for the mortgage payments.

feel free to ask if you've further queries.

sussane
Posted on: 17th Jun, 2013 08:18 pm
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