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Can you get out of a subject to mortgage deal?

Posted on: 01st Feb, 2009 07:09 pm
Two years ago I was about to go into forclosure with my home, when an investor came in to take over my problems. I thought that everything would be alright. But I just learned that the deal was a subject to mortgage deal and not a assumption deal. The investor and the title company said that everything was turned over to the investor we thought that included the mortgage. Everytime I tried to find out why the mortgage statments was coming to me, the title company would say that everythings was taking care of and to just give the paper work time to be process. Well now the paper work is done I find out that they did a fast one on me. I signed papers for a subject to mortgage. I didn't agree to anything like this. This does help me it only hurt me. I can't make any credit move because this mortgage is still on my credit report. I need this investor to take over this mortgage or come up with some other deal because this is hurting me and my family.
Hi gaonese,

I suppose you're into some kind of foreclosure scams. The investor looks to be a scammer. And let me tell you, it's not only you who's being made a victim...there are many like you who have come across such fraudsters who make false promises to help borrowers in foreclosure.

I suppose you should immediately contact your lender or mortgage company ans find out what sort of a workout plan they can provide you. I suppose if you contact the lender's loss mitigation department, that'll be better.
Posted on: 01st Feb, 2009 08:56 pm
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