Posted on: 24th Nov, 2009 12:00 am
after losing a case against the homeowners association (judgement of 16,000.00) i hired another lawyer to represent me and negotiate settling the judgement. almost two years later nothing is resolved. the hoa has now placed a lien against my home. (i own the property, no mortgage) the house appraises at 275,000.00. i would like to take a new mortgage or home equity loan to pay the judgement. i know the interest grows every day the judgement is unpaid, but the hoa seems to be stalling any resolution while the interest amount grows. my lawyer is unresponsive aand i am afraid his procrastination will only make this bad situation worse. what can i do to pay the judgement, get a loan, remove the lien, repair my credit and not get boned with the stalling tactics of my opponent. in closing, this case is only aggravated by the fact my first lawyer was negligent, misleading, unprepaired and lost a case that could and should have been won. only to late did i learn the extent of information, deadlines, appeals, retrial etc. information the first lawyer was not able or willing to provide. i hope you can point me in the right direction.
regards, kent nelson
regards, kent nelson
As the HOA has placed a lien on the property, you'll have to pay it off in order to get a free and clear title. As there is a lien on the property, you won't be able to qualify for a home equity loan. However, if you have another property, then you can take a mortgage using it as collateral and use the loan proceeds to pay off the HOA lien.
>>my lawyer is unresponsive
then fire her and get a new one - she works for you and you shouldn't be tolerating an attorney who ignores their client.
it sounds like you need to just put an end to the whole situation. if i were you, i'd refinance my house and pay the judgement from the proceeds.
then fire her and get a new one - she works for you and you shouldn't be tolerating an attorney who ignores their client.
it sounds like you need to just put an end to the whole situation. if i were you, i'd refinance my house and pay the judgement from the proceeds.
