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How bad does a deed in lieu of foreclosure hurt your credit?

Posted on: 23rd Sep, 2009 02:35 pm
i am on a mortgage note for a timeshare with my mom. she is filing bankruptcy and i just got a deed in lieu of foreclosure form in the mail. when i called for details, i was told i could either take over the payments or sign over the deed. i am a student and can't take over the payments at this time. how bad does a deed in lieu of foreclosure hurt your credit?
Hi dmalves,

A deed in lieu will lower your credit score by 250 points and would remain on your credit report for the next 7 years. Moreover, it would be difficult for you to get a mortgage for the next 2-3 years. To know more about deed in lieu of foreclosure, check out the following page:
http://www.mortgagefit.com/deed-lieu.html

Take care.
Posted on: 24th Sep, 2009 02:04 am
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