Posted on: 20th Sep, 2009 08:36 am
My wife and I are both on the deed to our house. She is now working part time and going to school full time. Our current interest rate is 6.75, and I think we should be able to get that down in this current market. What do you suggest to get past the customer service rep who answers the phone at the mortgage company and is coached on denying any change to our rate. They are making is very tough to get anyone on the phone that can make changes.
Best option is since your family incoem has come down due to yrou wife workign part time you have a good case for loan modification and ask for loan modification
Also start delying your monthly payment. Insted of paying ont he 1st pay by 10th, then you may have some traction
Also start delying your monthly payment. Insted of paying ont he 1st pay by 10th, then you may have some traction
Hi clintqa!
Welcome to forums!
You haven't mentioned whether or not you have equity in the property. If there's equity in the property and if you are current on your mortgage payments, then you can refinance your loan in order to get a lower rate for mortgage payments.
Feel free to ask if you've further queries.
Sussane
Welcome to forums!
You haven't mentioned whether or not you have equity in the property. If there's equity in the property and if you are current on your mortgage payments, then you can refinance your loan in order to get a lower rate for mortgage payments.
Feel free to ask if you've further queries.
Sussane