Hi clsinchgo
Welcome to mortgagefit
Lenders are real humans and they are not system guys (only).They really know the difference between hardship and those who are willing to cheat.
Here in your case if you could tell them the reason behind the missed payment with valid reason,I do not find any reason for the refusal for the refinance of mortgage.(provided you meet all the other criteria)
DIPA
Welcome to mortgagefit
Lenders are real humans and they are not system guys (only).They really know the difference between hardship and those who are willing to cheat.
Here in your case if you could tell them the reason behind the missed payment with valid reason,I do not find any reason for the refusal for the refinance of mortgage.(provided you meet all the other criteria)
DIPA
Thank you for the info. Her credit scores were in the 800's. They can see her payment history up until my dad's death were excellent. Chase is giving us a "no" with no regards to our situation. I will be glad if we can get away from Chase. Thanks again, Cheryl