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would a lien agains my property that soon will be forclosed form the HOA will afect my credit

Posted on: 02nd Jun, 2009 01:55 pm
would a lien agains my property that soon will be forclosed form the HOA will afect my credit...My property will be soon foreclosed (I hope) and I haven't paid the HOA for 3 months now.They sent me a letter requesting back payments plus a intent to lien fee.Should I just pay this so the lien won't show in my credit report plus the foreclosure, since after the foreclosure the ownership will change and I hope that I will be released from this obligation? How long do you think will take for the bank to foreclose since I missed payments from March 2009 to now.
Thank you
Hi SAMSAMMY

If you pay off the back payments and the intent to lien fee, then the lender will no longer foreclose the property as you will be current on your mortgage payments. Thus, it will not appear on your credit report.

Thanks.
Posted on: 03rd Jun, 2009 02:16 am
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