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Lien

Posted on: 01st May, 2012 11:13 am
If my husband's name is on the mortgage, but not the deed, can a lien be placed on the home for a past debt of his legally. only my name is on the deed.
Hi guene,

If your husband's name is not on the property deed, then he won't be considered as the owner of the property. In that case, his creditors won't be able to place any lien on your property for his past due debts.

Thanks
Posted on: 01st May, 2012 07:34 pm
Hi guene!

Welcome to forums!

Unless your husband's name is mentioned on the property deed, his creditors won't be able to place a lien on that property though they get a judgment against him.

Feel free to ask if you've further queries.

Sussane
Posted on: 02nd May, 2012 08:20 pm
In many states, when two individuals own a piece of real estate together, it is considered a joint tenancy. With this form of ownership, each person owns a share of the house. Creditors can place liens on this type of property, but it only attaches to the share of the house that is owned by the debtor. If the debtor passes away, the lien on the house goes away and is no longer enforceable by the creditor. If the share is transferred, the lien is enforceable.
Posted on: 02nd May, 2012 11:37 pm
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