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Company Loan Type APR Est. Pmt.

lien

Posted on: 28th May, 2009 07:33 am
A collection agency put a lien on my home because of a judgement. I missed one pymt. I own the house with my boyfriend is this legal.
Hi Iramos!

Welcome to forums!

A collection agency can definitely place lien on your property to recover the dues. They will have to file a lawsuit in the court and pass a judgment in order to place a lien on the property. You can ask the collection agency to show you the required documents.

Feel free to ask if you have further queries.

Sussane
Posted on: 28th May, 2009 08:48 pm
Can I apply for Chapter 7 and have these collection accts taken care of
and will the lien be released then.
Posted on: 29th May, 2009 10:29 am
Hi iramos,

You can definitely file Chapter 7 to get discharged of the collections but not all liens are discharged in bankruptcy. You need to contact your bankruptcy attorney and take his opinion in this regard.

Thanks
Posted on: 31st May, 2009 08:18 pm
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