how do i put a lean on property where the owner owes me mone

Ok I have a unique situation. I had my travel trailer on my nieces property. I told her I wanted to pay her 100.00 a month to have it there. She said I could but did not have to. Well I paid it for a few months then my husband lost his job. So I could not pay it for a couple of months. Well we went out of town to visit grandchildren and help with them, and she calls wanting to know if we want to sell out travel trailer...it is our only resident our only home....we told her for the hundreth time that was all we had and we did not want to sell it. Well that night it was sold and ended up at the peoples house she was trying to get us to sell it to. They just happen to be her ex-inlaws. Now we have to file charges to get it back.(It had all our personal property still in it). Now she is calling us threatening us with a lien on it so we cant get it back. What is our next step and what if any rights does she have? And what are our options. The people who bought it knows it was not for sale. WE have the title and the bill of sale where we bought it.
Thank you!

It sure is unique. You're going to have to retain an attorney, I think. This is far more complex than you simply stating the obvious, that you own the trailer and nobody else and that the sale was a fraudulent one.

You certainly don't want to get into a row with your niece or her former inlaws, and it is wise that you be physically removed from their proximity - who knows what'd result?

Check in with your lawyer right away, too.

my mother-in-law co-signed for her granddaughter's college loan. she has graduated and hasn't found a job yet or paid for her loan either. college is threating to put a LEAN on grandma's paid off house. she is 88. is there anyway grandma can get out of this ? for example- saying she has dementia and getting a note from the doctor regarding her well-being. please give me some advice on this terrible situation.
thank you

As the grandmother has cosigned for the loan, the lender has the rights to come after her unless the loan is paid off. I don't think a doctor's certificate regarding dementia can help her in this matter.

I agree, Steve; unfortunately, cosigning on a loan is equivalent to being the actual borrower. Each of them - the granddaughter and your Mother in law - is liable for payment of the debt. Clearly, the lender is threatening the lien because they want their money back - logically so, of course.

No doubt the granddaughter is attempting to find work, and eventually will. Perhaps (if she knows no better) some friendly advice would be beneficial to her. She can seek a hardship deferment - delaying payments for a period of time - based on her inability to find work. The interest earned by the lender will accrue to the balance, which won't be much of benefit, but she'd be able to try to stabilize her situation for an additional period of time before the deferment ran out and payments were once again expected.

By doing this, also, she'd save her grandma the grief of being contacted, of having a lien placed, etc.

I aqree that her state of mind will likely not be much evidence that the lender ought to leave her alone. Now, if her state of mind was an issue when she signed the note originally, that'd be another story altogether, I have to imagine.

Do i have to court to do a lenders loan? My son and his wife borrowed over 100.000 to pay off their house when the economy went down. We cut that in 1/2 for them but she is threatening to sell. Can i just do a paper on it that it can't be sold without being paid for. The house is in their name but ihave papers signed by them re the loan. Attorneys and court are costly tho too and i am now on a very budgeted income.

I guess the above is a question and not an answer. Sorry can someone help anyway?

Hi Jean,

If you have legal documents which proves that you have given a loan to your son and his wife, then you have all the rights to recover your dues. If they are not giving back the dues, then you will be able to take legal actions against them.

Jean, you certainly can collect on your obligation. However, if you didn't place a mortgage lien on the home, you won't be able to force them to pay it off when they sell. You may be stuck waiting for that payoff to come. You'd be wise to sit down with an attorney and go over your options as quickly as you can so as to ensure you'll get your money back in a timely manner.

i has old bill sell the bill.i pay on the bill lost my job call them and i talk to them wing i get a job i pay . lean on my to car is it legal.

Hi andre,

If you don't pay off the bills on time, the lender will have the rights to place a lien on your property. In order to place a lien on your property, the lender will have to file a lawsuit against you and get a judgment.

Thanks,

Jerry

sold some property in Mexico but the buyer dont want to pay me 100k that he owes me.He lives in Texas can I filed a lien on his property.

Welcome J rodriguez,

You can file a lien on the property. However, in order to do so, you need to file a lawsuit in the court and get a judgment in your favor.

My aunt (still alive)willed her house to my half brother.I am taking care of everything for her pertaining to the house as half brother won't help in any way.All he is doing is waiting for her to die so he can sell the house for the money.I told them he needed to help me with everything & they said he didn't have time,he lives 10 minutes from her & i live 80 miles from her & drive down & back 1 or 2 times a week to take care of her & fix & repair things so i am thinking about putting a work lien on the property(I am the administrator of the will)Property is in Mississippi & i live in Tennessee.I mentioned this to my aunt & she said she didn't want to make them mad,what should i do.

Hi Jerry,

You can contact an attorney and take his opinion in this matter. He will let you know whether or not you will be able to get a judgement to place a lien on the property.

Thanks