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loan modification after bankruptcy

Posted on: 26th Mar, 2013 06:55 am
we filed bankruptcy over a year ago but kept the property payments have been made on time since than now i have lost my job and have started a new one at less hours and wages can we apply for a modification with our lender?
Hi cassie,

If you had reaffirmed your mortgage while you were bankruptcy in filing, then you can contact your lender and apply for a loan modification. If you can convince the lender, then you will be able to get your loan modified.

Thanks
Posted on: 26th Mar, 2013 07:13 pm
Hi cassie!

Welcome to the forums!

Check out all about mortgage reaffirmation in bankruptcy from the given page: http://www.mortgagefit.com/secondloan/ch13-reaffirmation.html . Take a look at it.

Feel free to ask if you've further queries.

Sussane
Posted on: 27th Mar, 2013 09:15 pm
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