Posted on: 04th Oct, 2010 10:18 am
I have been pre approved for a mortgage using my social security and VA benefits and long term disability benefits. Before the bank will close they want to know how long my LTD benefits will last. Now I'm worried because I only have a little less than 4 years before they expire. My husband contributes to household expenses also but they won't consider his income if he isn't qualifying. When they find out about my LTD expiring do you think they will deny the loan?
I believe they usually want to see 3 years so, you should be ok.