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Does the 3 day rescission law apply to purchasing a used mobile home being sold by owner?

Posted on: 07th Oct, 2009 05:52 pm
I signed a contract to purchase a used mobile home currently located on a leased lot. The contract was contingent upon available financing, but did not specify interest rate. The financing was offered at an interest rate not acceptable to me. Am I obligated to continue with this contract, and if not, how to I get out of it?
If you already had a clause saving that you will move forward only when the loan is meet your needs, then you are no longer obligated with this contract
Posted on: 07th Oct, 2009 06:29 pm
Hi dleeling!

Welcome to forums!

As far as I know, you would be able to get the benefit of the 3 day rescission law. You can contact your lender and try to cancel the deal with him.

Sussane
Posted on: 07th Oct, 2009 08:40 pm
dleeling

If the contract is based upon your ability to get financing, then you would be violating the terms of the contract if you back out. The fact that the interest rate is not "acceptable" to you is not a valid reason to exit the contract or delay the closing. If the interest rate was a concern, then the contract should have had language that spoke about available financing at a rate not more than X%.
Posted on: 08th Oct, 2009 05:31 am
If interest rate was a concern then surely you might have discussed this with your agent..But now you have signed the contract it will lot more difficult as well as unlawful to back out.

keep in touch....
:arrow: :arrow: :arrow:
Posted on: 08th Oct, 2009 08:32 am
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