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help me save my home and my good credit please!

Posted on: 28th Jul, 2009 05:27 pm
i have a 1st ans 2nd morgt.its conventional with a 13%interst never late and have now lost my job was trying to get help from lender when my employer announced nov.2008 we will close 2009 i reached out for help and my lender refuse because i have never been late now my payments will be late because i do not have the money was trying to get a streamline i have not hade any luck can u help me please and i have an adjustable rate
sierra_1014

Welcoemto the forum

If you have lost yoru job that can be shown as fincial hardship and call your lender to help you with the modification.

Also write financial hardship letter to lender explaing them yoru situation.
You can fidn a sample hardship letter on this forum,
http://www.mortgagefit.com/problems/hardship-letter.html

Loan modification programs are desinged for situatiosn like yours.

You need to be patient and persistent

Good luck and feel free to ask
Posted on: 28th Jul, 2009 08:11 pm
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