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pay mortgage while pursuing a deed in liue of foreclosure

Posted on: 11th Aug, 2009 09:49 am
I have a equity line of credit (different lender) that I can still draw upon while I try to sell the house for 90 days. After 90 days, it will be nearly gone. THe equity line is small...about 30K. I am trying to sell my home at FMV and it above the value of both the first and equity line of credit (by about 30K). Is it smart or dumb to pay if I want to do a DILF if it doesn' sell?
kevin zamora

This is really tricky situation.

But if you keep making payments, you keep you credit report intact. If you are able to sell then you do nto loose anything. But if you cannot then if you do Deed in lieu, you will loose 250-300 points for sure, but not more than that

This is more a personal call

Good luck and feel free to ask
Posted on: 11th Aug, 2009 07:28 pm
Hi kevin!

Welcome back to forums!

Your query has been answered in the given link:
http://www.mortgagefit.com/california/dil-90days.html#113465

Please take a look at it. I hope it will help you.

Sussane
Posted on: 11th Aug, 2009 08:14 pm
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