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Unable to do payment

Posted on: 31st Jul, 2009 06:29 am
My friend has taken home loan last year, he regularly paying payment
but from last 2 month he has not pay because he lose job.Bank has send notice to him.
He will surely start pay payment within 2 month .

can bank wait for 2 month for for payment?
If he will not pay payment then bank will take action against him?
please send how he need to do in this situation??

Help..!!
Hi,

What sort of notice has the bank sent to your friend? Is it a notice of default? Has the bank expressed their intention of foreclosing on the property?

If your friend does not make payments for 3-4 months, the lender will surely take action against him and will start foreclosure procedure. But if your friend is sure he can resume making the payments within 2 months, he can contact the lender and inform them about it.
Posted on: 31st Jul, 2009 07:06 am
your friend can apply for Special Forbearance. he will get some time to improve his condition & then start paying mortgage
Posted on: 01st Aug, 2009 12:47 pm
amitforum


Your frind need to approach the bank first and explain the situation

They may be able offer some guidence

Good luck
Posted on: 02nd Aug, 2009 01:36 pm
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