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Do we qualify for a dept consolidation?

Posted on: 15th May, 2010 01:54 pm
we are looking for debt consolidation loan. We've never been late on the home or with Take Charge of America. With Take Charge of America we have around 3 yrs. til it is paid off. Will you give us some advice on how to handle this?
Hi lperry,

If you haven't been late with your payments, then why you require a debt consolidation loan?
Posted on: 17th May, 2010 12:06 am
Hi lperry,

I can understand your situation. If you are running through financial hardship then you can go for a consolidation loan. There are companies who provides consolidation loan. Search for a good company and go for it. You can also go for debt settlement where you need to make one monthly payment according to your convenience then the company will negotiate with your creditors and try to give you a good settlement offer.
Hope this will help you.

All the Best.
Posted on: 19th May, 2010 01:10 pm
The 534.00 is a debt consolidation co. We are minus every month making all our payments. We then have to pay our bank for their fees in covering some checks. We owe medical bill in the amount of over 1,000.00 and are not able to pay them right now. That's why we need a consolidation, to put all these bills in just one. If someone can offer a lower interest rate, this would help us so much. We may have to apply for bankrucptcy if we cannot get any help from someone out there. We have a doublewide that's only 2 yrs old, and most company's will not finance them. Can you refer us to someone if you cannot help us??
Posted on: 20th May, 2010 08:46 am
The 534.00 is a debt consolidation co. We are minus every month making all our payments. We then have to pay our bank for their fees in covering some checks. We owe medical bill in the amount of over 1,000.00 and are not able to pay them right now. That's why we need a consolidation, to put all these bills in just one. If someone can offer a lower interest rate, this would help us so much. We may have to apply for bankrucptcy if we cannot get any help from someone out there. We have a doublewide that's only 2 yrs old, and most company's will not finance them. Can you refer us to someone if you cannot help us??
Posted on: 20th May, 2010 08:46 am
Hi Perry,

There are debt settlement companies who provides free counseling about the consolidation program. They will provide you with a rough estimate about your monthly payments. Take the free counseling from them and if you feel that consolidation loan is the best option for you then search for a good company and go for it.
Posted on: 20th May, 2010 10:19 am
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